Before applying for a mortgage, whether for a new home loan or to refinance, learn about the 2 basic types of mortgages you will be asked to choose from:

Fixed Rate Mortgages
Adjustable Rate Mortgages

Fixed rate mortgages, as the name suggests, as a fixed rate of interest applied to the principal amount of the mortgage [...]

A reader shared this link with me and I absolutely had to share it with you guys. 
Joe Consumer reveals an interview with a mortgage broker wherein the mortgage broker spills the beans.  You get the full inside scoop of how they overcharge, make up fees, inflate rates, bait and switch, or just overall stick it to [...]